Question by Patrick G. : How do you get a credit card when you have no credit
I am trying to get my first credit card and I do not have any credit history. I?ve tried to apply to Discover but they said they only accept people with credit history. Mastercard, Visa, so wont accept my application how do I get a credit card with no annual fee. Best answer:
Answer by
bdancer222
You may have to go with a secured card ? you pay a deposit held as collateral against Which is the line of credit. Use the card and pay the balance in full every month. In about a year, you should be able to convert it to a regular account.If you are under 21, you will have to Provide proof of sufficient income to qualify for a credit card or have a parent co-sign.
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