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I?ve long argued that the Affordable Care Act, or ?Obamacare,? won?t make health insurance and health care more affordable so much as it will make both more expensive and harder to get. As we watch health insurance premiums grow at a faster rate than before the law was passed, as we watch the health care and insurance industries get flooded with a tidal wave of new regulations, it?s not hard to see just how true that is.
And now, according to a new ruling for the Obama administration, employees with families are going to have a tougher time finding coverage for their loved ones. Obamacare makes the cost for businesses covering employees a lot more expensive, but fines businesses if they don?t provide ?affordable? coverage for their employees. Affordable, that is, as defined by the government. And only for employees. Not necessarily their families.
WASHINGTON ? In a long-awaited interpretation of the new health care law, the Obama administration said Monday that employers must offer health insurance to employees and their children, but will not be subject to any penalties if family coverage is unaffordable to workers.
The requirement for employers to provide health benefits to employees is a cornerstone of the new law, but the new rules proposed by the Internal Revenue Service said that employers? obligation was to provide affordable insurance to cover their full-time employees. The rules offer no guarantee of affordable insurance for a worker?s children or spouse. To avoid a possible tax penalty, the government said, employers with 50 or more full-time employees must offer affordable coverage to those employees. But, it said, the meaning of ?affordable? depends entirely on the cost of individual coverage for the employee, what the worker would pay for ?self-only coverage.?
Most employers offered family coverage plans for their employees prior to Obamacare. With this development, however, that?s probably going to change.
Which makes a person wonder, what exactly has Obamacare accomplished? It hasn?t made health insurance or health care more affordable. In fact, it?s doing the opposite. And it?s making care harder to get.
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In the period just before they went extinct, the American lions and saber-toothed cats that roamed North America in the late Pleistocene were living well off the fat of the land.
That is the conclusion of the latest study of the microscopic wear patterns on the teeth of these great cats recovered from the La Brea tar pits in southern California. Contrary to previous studies, the analysis did not find any indications that the giant carnivores were having increased trouble finding prey in the period before they went extinct 12,000 years ago.
The results, published on Dec. 26 in the scientific journal PLOS ONE, contradicts previous dental studies and presents a problem for the most popular explanations for the Megafaunal (or Quaternary) extinction when the great cats, mammoths and a number of the largest mammals that existed around the world disappeared.
"The popular theory for the Megafaunal extinction is that either the changing climate at the end of the last Ice Age or human activity ? or some combination of the two ? killed off most of the large mammals," said Larisa DeSantis, assistant professor of earth and environmental sciences at Vanderbilt, who headed the study. "In the case of the great cats, we expect that it would have been increasingly difficult for them to find prey, especially if had to compete with humans. We know that when food becomes scarce, carnivores like the great cats tend to consume more of the carcasses they kill. If they spent more time chomping on bones, it should cause detectable changes in the wear patterns on their teeth."
In 1993, Blaire Van Valkenburgh at UCLA published a paper on tooth breakage in large carnivores in the late Pleistocene. Analyzing teeth of American lions, saber-tooth cats, dire wolves and coyotes from La Brea, she found that they had approximately three times the number of broken teeth of contemporary predators and concluded, "...these findings suggest that these species utilized carcasses more fully and likely competed more intensely for food than present-day large carnivores."
The latest study uses a new technique, called dental microwear texture analysis (DMTA), developed by co-authorPeter Ungar at the University of Arkansas. It uses a confocal microscope to produce a three-dimensional image of the surface of a tooth. The image is then analyzed for microscopic wear patterns. Chowing down on red meat produces small parallel scratches. Chomping on bones adds larger, deeper pits. Previous methods of dental wear analysis relied on researchers to identify and count these different types of features. DMTA relies on automated software and is considered more accurate because it reduces the possibility of observer bias.
DeSantis and Ungar, with the assistance of Blaine Schubert from East Tennessee State University and Jessica Scott from the University of Arkansas, applied DMTA to the fossil teeth of 15 American lions (Panthera atrox) and 15 saber-tooth cats (Smilodon fatalis) recovered from the La Brea tar pits in Los Angeles.
Their analysis revealed that the wear pattern on the teeth of the American lion most closely resembled those of the present-day cheetah, which actively avoids bones when it feeds. Similarly, the saber-tooth cat's wear pattern most closely resembled those of the present-day African lion, which indulges in some bone crushing when it eats. (This differs from a previous microwear study using a different technique that concluded saber-tooth cats avoided bone to a far greater extent.)
The researchers examined how these patterns changed over time by selecting specimens from tar pits of different ages, ranging from about 35,000 to 11,500 years ago. They did not find any evidence that the two carnivores increased their "utilization" of carcasses throughout this period. If anything, their analysis suggests that the proportion of the carcasses that both kinds of cats consumed actually declined toward the end.
The researchers acknowledge the high rate of tooth breakage reported in the previous study, but they argue that it is more likely the result of increased breakage when taking down prey instead of when feeding.
"Teeth can break from the stress of chewing bone but they can also break when the carnivores take down prey," DeSantis pointed out. Species like hyenas that regularly chew and crack bones of their kills are as likely to break the rear teeth they use for chewing as their front canines. Species like the cheetah, however, which avoid bones during feeding are twice as likely to break canines than rear teeth. This suggests that they are more likely to break canines when pulling down prey.
The researchers report that previous examinations of the jaws of the American lions and saber-tooth cats from this period found that they have more than three times as many broken canines and interpret this as additional evidence that supports their conclusion that most of the excess tooth breakage occurred during capture instead of feeding.
In addition, the researchers argue that the large size of the extinct carnivores and their prey can help explain the large number of broken teeth. The saber-toothed cats were about the size of today's African lion and the American lion was about 25 percent larger. The animals that they preyed upon likely included mammoths, four-ton giant ground sloths and 3,500-pound bison.
Larger teeth break more easily than smaller teeth. So larger carnivores are likely to break more canine teeth when attempting to take down larger prey, the researchers argue. They cite a study that modeled the strength of canine teeth that found the canines of a predator the size of fox can support more than seven times its weight before breaking while a predator the size of lion can only support about four times its weight and the curved teeth of the saber-toothed cats can only support about twice its weight.
"The net result of our study is to raise questions about the reigning hypothesis that "tough times" during the late Pleistocene contributed to the gradual extinction of large carnivores," DeSantis summarized. "While we can not determine the exact cause of their demise, it is unlikely that the extinction of these cats was a result of gradually declining prey (due either to changing climates or human competition) because their teeth tell us that these cats were not desperately consuming entire carcasses, as we had expected, and instead seemed to be living the 'good life' during the late Pleistocene, at least up until the very end."
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Vanderbilt University: http://www.exploration.vanderbilt.edu
Thanks to Vanderbilt University for this article.
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Dec. 31, 2012 ? As if space travel was not already filled with enough dangers, a new study out today in the journal PLOS ONE shows that cosmic radiation -- which would bombard astronauts on deep space missions to places like Mars -- could accelerate the onset of Alzheimer's disease.
"Galactic cosmic radiation poses a significant threat to future astronauts," said M. Kerry O'Banion, M.D., Ph.D., a professor in the University of Rochester Medical Center (URMC) Department of Neurobiology and Anatomy and the senior author of the study. "The possibility that radiation exposure in space may give rise to health problems such as cancer has long been recognized. However, this study shows for the first time that exposure to radiation levels equivalent to a mission to Mars could produce cognitive problems and speed up changes in the brain that are associated with Alzheimer's disease."
While space is full of radiation, the earth's magnetic field generally protects the planet and people in low earth orbit from these particles. However, once astronauts leave orbit, they are exposed to constant shower of various radioactive particles. With appropriate warning, astronauts can be shielded from dangerous radiation associated with solar flares. But there are also other forms of cosmic radiation that, for all intents and purposes, cannot be effectively blocked.
Because this radiation exists in low levels, the longer an astronaut is in deep space, the greater the exposure. This is a concern for NASA as the agency is planning manned missions to a distant asteroid in 2021 and to Mars in 2035. The round trip to the red planet, in particular, could take as long as three years.
For over 25 years, NASA has been funding research to determine the potential health risks of space travel in an effort to both develop countermeasures and determine whether or not the risks warranted sending men and women on extended missions in deep space.
Since that time, several studies have demonstrated the potential cancer, cardiovascular, and musculoskeletal impact of galactic cosmic radiation. The study out today for the first time examines the potential impact of space radiation on neurodegeneration, in particular, the biological processes in the brain that contribute to the development of Alzheimer's disease. O'Banion -- whose research focuses on how radiation affects the central nervous system -- and his team have been working with NASA for over eight years.
The researchers studied the impact of a particular form of radiation called high-mass, high-charged (HZE) particles. These particles -- which are propelled through space at very high speeds by the force of exploding stars -- come in many different forms. For this study the researcher chose iron particles. Unlikely hydrogen protons, which are produced by solar flares, the mass of HZE particles like iron, combined with their speed, enable them to penetrate solid objects such as the wall and protective shielding of a spacecraft.
"Because iron particles pack a bigger wallop it is extremely difficult from an engineering perspective to effectively shield against them," said O'Banion. "One would have to essentially wrap a spacecraft in a six-foot block of lead or concrete."
A portion of the research was conducted at the NASA Space Radiation Laboratory at Brookhaven National Laboratory on Long Island. NASA located its research operation at Brookhaven to take advantage of the Lab's particle accelerators which -- by colliding matter together at very high speeds -- can reproduce the radioactive particles found in space.
The researchers specifically wanted to examine whether or not radiation exposure had the potential to accelerate the biological and cognitive indicators of Alzheimer's disease, particularly in individuals who may be predisposed to developing the disease. To accomplish this they chose study the impact on animal models of Alzheimer's disease. These particular models have been extensively studied and scientists understand the precise timeframe in which the disease progresses over time.
At Brookhaven, the animals were exposed to various doses of radiation, including levels comparable to what astronauts would be experience during a mission to Mars. Back in Rochester, a team of researchers -- including URMC graduate student Jonathan Cherry, who was first author on the paper -- evaluated the cognitive and biological impact of the exposure. The mice underwent a series of experiments during which they had to recall objects or specific locations. The researchers observed that mice exposed to radiation were far more likely to fail these tasks -- suggesting neurological impairment -- earlier than these symptoms would typically appear.
The brains of the mice also showed signs of vascular alterations and a greater than normal accumulation of beta amyloid, the protein "plaque" that accumulates in the brain and is one of the hallmarks of the disease.
"These findings clearly suggest that exposure to radiation in space has the potential to accelerate the development of Alzheimer's disease," said O'Banion. "This is yet another factor that NASA, which is clearly concerned about the health risks to its astronauts, will need to take into account as it plans future missions."
Additional co-authors include Jacqueline Williams, Ph.D. and John Olschowka, Ph.D. with URMC and Bin Liu, Ph.D., Jeffrey Frost, and Cynthia Lemere, Ph.D. with Harvard Medical School. The study was funded by NASA.
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"If you're willing to do for a year what others won't, you can live for the rest of your life the way others can't." Connie Ragen Green
Time management tips ultimately explore how effectively you exercise power over your life. The quality of your decision-making every waking moment of your day is too important to take for granted! Not surprisingly, three of my time management articles that received the strongest positive response this past year centered upon related themes:
1. Achieving Success through Heart-Based Time Management
2. Aligning Internal and External Values for Powerful Time Choices
3. Outmaneuvering Your People-Pleaser Time Gremlin Before It Allows Others to Disrupt Your Day.
Working with 3 of the top time tips in depth will carry you beyond your current way of doing things in a way that scanning through 10 or 20 top tips never can. So go slow, go deep and go steady to walk your path of power.
1. True Success Arises from Heart-Based Time Management.
To genuinely stand in your power using Heart-Based Time Management, follow these guidelines:
* Regard success as a step-by-step process. Remain focused on your current progress to avoid burnout.
* Check in with yourself to ensure that your evolving values and priorities align with your actions.
* Regard success as both doing and being, ongoing.
* Think big thoughts, even when they remind you that we are like grains of sand on a beach.
* Be willing to make tough choices and to build on them. Walk towards the sound of the cannons.
2. Align Internal and External Values for Powerful Choices
You cannot cover uncharted territory unless your risks are based in full integrity and congruent values:
Your external values reflect areas of your life of prime importance to you, such as work, family, health or spirituality. Their relative importance may evolve and change over time.
Your internal values reflect how you move through life. Heart-based values may include responsibility and authenticity, for example.
Pay close attention to your thoughts, your words and actions. Whenever they don't line up with your external and internal values, take that as a sign that an overhaul is needed!
3. Outmaneuver Your People-Pleaser Time Gremlin
Whenever you place others' priorities over your own, you forfeit your ability to plan effectively. Moreover, any hidden bargains that you strike are bound to backfire.
As an antidote to your People-Pleaser Time Gremlin, answer these questions in one or two brief sentences:
a) What new challenges will you face when you take the risk to put yourself first?
b) If you take full responsibility to meet challenges on your own terms, what is the worst thing that can realistically happen?
c) How will meeting new challenges with autonomy help you grow?
d) How will your values stand out?
e) What is your very first step? (One you can perform right now... or in a single sitting?)
Challenge can provide the most profound inspiration. By remaining with the tips that seem most uncomfortable, you will expand your possibilities in ways you can't now imagine. What a wonderful way to make full use of your time!
Sign up for our free gift, "The New Finding Time Boundary Template: 9 Simple, Sequential Steps to Find More Time and Recharge Your Energy!"
This time template helps you move past frustration. Using a workbook format, with room to record your answers, you discover that 24 hours really are enough!
Offered to you by Paula Eder, The Time Finder Expert.
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